#RFB-11000821Reading: Fill in the BlanksAcademic,CoreMedium
Loan Applications
Official Question Material
Prep: Varies
Many companies and lenders provide [blank] to all customers that decisions [blank] on a person's credit report impact the terms and rate offered. In addition, if a lender denies a loan application based on information in a consumer report, the lender must provide an "adverse action" notice to the consumer to explain the reason for the [blank] .
Sample Answer & Audio Transcript
Many companies and lenders provide disclosures to all customers that decisions based on a person's credit report impact the terms and rate offered. In addition, if a lender denies a loan application based on information in a consumer report, the lender must provide an "adverse action" notice to the consumer to explain the reason for the denial .
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