Investing

To invest, you need to draw up a clear plan, do your own research, build in a margin of safety by always thinking about the valuation , and ultimately, be patient. By all means, include some speculative picks if you wish, but ensure they are only a small part of your portfolio. Looking for an oil explorer whose shares double, treble, and double again is exciting but such firms are very rare . There are a lot more that have a consistent record of paying out the dividends which really make the markets work for you, once they are reinvested.