#RA-2905Read AloudCore & AcademicMedium

Student Loans

Official Question Material
Prep: 30-40 Seconds

Since 2003, borrowing for education advanced faster, in percentage terms, than all other types of consumer debt that includes mortgages, auto loans and credit cards, data from the Federal Reserve Bank of New York show. As of the fourth quarter, student loans represented 5 percent of a record $13.1 trillion in household debt, up from 3 percent at the start of

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Pearson Official Scoring Guide for Read Aloud

Scored Enabling Skills

  • Reading (Content)
  • Speaking (Oral Fluency & Pronunciation)

Timing Standard

Response Window: 35-40 Seconds

💡 Examiner Strategy & Pro Tip:Keep a continuous rhythm. Never stop to correct mistakes or repeat words; pausing hurts fluency more than minor mispronunciations.