#RA-2604Read AloudCore & AcademicMedium
Reserve Bank
Official Question Material
Prep: 30-40 Seconds
Most people do not realise that some banks literally make money by giving loans without having money on deposit. The system is called fractional reserve banking and is used in most economies. It sounds as though it is safe because it says that banks have to keep a fraction of their deposits with the Reserve Bank.
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Pearson Official Scoring Guide for Read Aloud
Scored Enabling Skills
- Reading (Content)
- Speaking (Oral Fluency & Pronunciation)
Timing Standard
Response Window: 35-40 Seconds
💡 Examiner Strategy & Pro Tip:Keep a continuous rhythm. Never stop to correct mistakes or repeat words; pausing hurts fluency more than minor mispronunciations.