#RA-3108Read AloudCore & AcademicEasy
Fractional Reserve Banking
Official Question Material
Prep: 30-40 Seconds
Fractional reserve banking is a banking system in which banks only hold a fraction of the money their customers deposit as reserves. This allows them to use the rest of it to make loans and thereby essentially create new money. This gives commercial banks the power to directly affect the money supply.
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Pearson Official Scoring Guide for Read Aloud
Scored Enabling Skills
- Reading (Content)
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Timing Standard
Response Window: 35-40 Seconds
💡 Examiner Strategy & Pro Tip:Keep a continuous rhythm. Never stop to correct mistakes or repeat words; pausing hurts fluency more than minor mispronunciations.