#RA-2824Read AloudCore & AcademicHard
Fractional Reserve Banking
Official Question Material
Prep: 30-40 Seconds
Most people do not realize that some banks literally make money by giving loans without having a money deposit. The system is called fractional reserve banking and is used in most economies. It sounds as though it is safe because it says that banks have to keep a fraction of their deposits with the Reserve Bank.
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Pearson Official Scoring Guide for Read Aloud
Scored Enabling Skills
- Reading (Content)
- Speaking (Oral Fluency & Pronunciation)
Timing Standard
Response Window: 35-40 Seconds
💡 Examiner Strategy & Pro Tip:Keep a continuous rhythm. Never stop to correct mistakes or repeat words; pausing hurts fluency more than minor mispronunciations.