#RA-2975Read AloudCore & AcademicHard

Reserve Requirement

Official Question Material
Prep: 30-40 Seconds

Reserve requirements are the proportions of the deposits that banks must keep on hand and are not allowed to lend out. For example, if the reserve requirement is 10% and you deposit $100 in a bank. The bank can lend $90 of that $100 to someone else. But it is not allowed to lend the remaining $10.

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Pearson Official Scoring Guide for Read Aloud

Scored Enabling Skills

  • Reading (Content)
  • Speaking (Oral Fluency & Pronunciation)

Timing Standard

Response Window: 35-40 Seconds

💡 Examiner Strategy & Pro Tip:Keep a continuous rhythm. Never stop to correct mistakes or repeat words; pausing hurts fluency more than minor mispronunciations.